15 Tips For ROOFING CONTRACTOR Success

There is no such thing as being over protective with regards to your home and your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation in order that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A couple of months later you notice a leak. You try to contact the business, but can’t find their information. You try to look them up by their business license and you also find that there was never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it could be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In the state of Utah, your roofing company must have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.

consequential damage is legally in a position to install a roof without a roofing license if they have an over-all contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license in addition to their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the center of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover your contractor did not pay his supplier and that you will be now in charge of that payment. This has happened and can eventually you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to safeguard the house or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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